Lending Services
Loan Types
Signature: (up to $20,000.00)
Automobile: New and Used
The credit union will finance 100% of the dealer’s sticker price on a new vehicle, including taxes, tag, and title fees.
The credit union will finance up to 100% of the NADA retail value on used vehicles 10 years and newer. The credit union will finance up to 90% of the NADA value on used vehicles 11 years and older. Please call the credit union for further details or apply now.
Special Interest Vehicles:
Boats, motorcycles, campers, ATVs, etc.
Mortgage
The BCBST Employee Credit Union is excited to partner with 7 Mortgage for your specific mortgage needs! For more information, please click the logo below or email NewMortgage@7.coop for a return call.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Helping Hand Loans
($600, $1,000, $1,500)
Must be a credit union member for at least one year
Must have no more than one outstanding loan with the credit union to apply (cannot be a current Helping Hand Loan)
Must have no previous losses (bad loans) with the credit union
Must not have been denied a loan with the credit union in the past six months
One Helping Hand Loan per member per year
Must have no outstanding garnishments
Member cannot be participating in a chapter 13 plan or chapter 7 bankruptcy
After dismissal of chapter 13 plan or chapter 7 bankruptcy, the member must wait six months before being eligible to apply
All credit union accounts must be in good standing
Payment must continue to be made if payroll deduction ceases due to disability, etc.
There will be a non-refundable $20.00 processing fee for all Helping Hand Loan applications due at the time of application
12 months to repay
The interest rate will be 18%
MEMBER MUST PROVIDE A CURRENT CHECK STUB SHOWING 80 HOURS WORKED